Financing & Insurance

Payment Options

We accept checks, cash or credit cards. We also offer a flexible payment plan. Please see our Financial Coordinator for details. We are happy to file insurance for your reimbursement as long as you are free to choose your own dentist.

Financing Options

CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.
With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.
CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.
Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com.
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In-House Dental Membership Plan

Michelsen Dental Membership Plans: Affordable Care for the Whole Family at Michelsen Dental, we believe that maintaining excellent dental health should be easy and affordable. Our in-house membership plans are designed to provide comprehensive dental care without the hassle of traditional insurance.

Choose from our Standard Adult Plan, Standard Child Plan, or Perio Maintenance Plan, each offering a range of essential services such as cleanings, exams, X-rays, fluoride treatments, and emergency care.

Plus, all members enjoy up to 20% off additional treatments when needed. We offer affordable monthly or annual rates, with even greater savings for families – get 5% off for two family members, 10% off for four or more! Whether you’re looking for routine care or periodontal maintenance, our plans make it easy to keep your smile healthy and bright all year long.

Sign Up Today

Insurance and Billing

We accept most traditional insurance plans, contact our office to verify acceptance of your plan. Renu Michelsen, DDS does not participate in Health Management Organizations; however, we will be happy to file your insurance claims for you. We accept checks, cash or credit cards. We also offer a flexible payment plan. Please see our Financial Coordinator for details. We are happy to file insurance for your reimbursement as long as you are free to choose your own dentist.

Preferred Insurance Carriers

  • Aetna
  • AlwaysCare
  • Ameritas
  • Anthem Blue Cross
  • Blue Shield of California
  • Cigna
  • Connection
  • Delta PPO
  • Delta Premier
  • First Dental Health (FDH)
  • GEHA
  • Guardian
  • Humana
  • Lincoln Financial
  • Metlife
  • Sun Life
  • United Concordia
  • United HealthCare